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Basic Incomes & Increasing Equality
We need to increase the equality of both wealth and income in New Zealand. Use these ideas however you wish - with acknowledgment if appropriate. Please send comments to me at email@example.com.
For a 7 minute introductory video click BI for all
or go to Youtube and search for perce harpham.
Content of the site
Some browsers will download and open these files with your word processor when you click on a coloured link. Others will simply download or give you a choice. In this case choose Open or Save, as you wish. If you save you need to open the saved file yourself from wherever you saved it. If you open the file it will appear in a new window and you can save it later in the usual way.
In recommended order of reading these papers, which may be modified from time to time, are:
- A one page summary of Basic Incomes and a way of financing them - summary.doc
- An analysis showing that correcting tax inequities leads to Basic Incomes.
- how can we reduce Inequality.docx
- The main paper -Simplifying our Benefit System.- simplifying our benefit system.docx
- A somewhat dated spreadsheet for trying different rates for BI and tax then seeing the results for people with different incomes and assets. - spreadsheet.xlsx
- A starter for discussion of the problems of transition from our present system.transition.doc
- Some notes on various methods of financing BIs - finance notes.doc
A note about the spreadsheet. There are seven sheets (pages). Click on the appropriate tab at the bottom left of the sheet. Sheet 1 sets out some of the assumptions. Sheet 2 is where you change the Uniform Income Tax rate, any Asset Tax relief and the UBIs you want for the different age ranges. These then determine the Asset Tax needed for fiscal neutrality.
By scrolling down you can then see the effect on different age groups with different incomes in addition to the tax-free BI. You can also change the superannuation rate in cell E37 of sheet 2.
Sheet 3 gives the results of the calculations.
Sheet 4 shows the results for the 18 to 64 group with different incomes and assets
Sheet 5 shows the results for Superannuitants with different incomes and assets.
Sheet 6 Shows the results for adult couples with combined incomes and assets.
Sheet 7 shows the results for a superannuitant couple with combined income and assets.
Some Personal Stuff
A large part of my life was spent developing Progeni, the first computer software company in New Zealand . Click The Story of Progeni. Success & Failure
Another part of my life is described in my book. For a free chapter click here. To buy the book Some Voyages Around New Zealand & Elsewhere email me at firstname.lastname@example.org for a post free copy at NZ$25.